Understanding Arizona Bankruptcy: What Debts are Discharged in Chapter 7 Bankruptcy?

September 30, 2011 | Lawrence 'D' Pew

If you’re considering filing bankruptcy, you know it can be a confusing and overwhelming time. At The Pew Law Center, PLLC, we are dedicated to giving our clients the best possible legal guidance through life’s most challenging times. In this series, “Understanding Arizona Bankruptcy,” we will cover a multitude of bankruptcy facts and FAQs – but if you still have questions or concerns please don’t hesitate to contact one of our experienced bankruptcy attorneys for further guidance.

What Debts Will I Still Have to Pay Back After Bankruptcy?

When you are granted a chapter 7 bankruptcy, that frees you from paying back most unsecured debts, including credit card balances, personal and payday loans, repossession deficiency balances, most legal judgments, and even some tax obligations.

While chapter 7 bankruptcy discharges most debt, there are still some debts that may not be discharged. These include any debts left off of the bankruptcy paperwork, alimony and child support payments, fines and penalties owed to government institutions, government-funded student loans, and debts owed due to either malicious injuries to persons or properties or personal injuries caused while operating a motor vehicle while intoxicated.

The guidance of an experience bankruptcy attorney will help you understand your rights and obligations under the bankruptcy code, ensure all of your paperwork is filled out correctly, and make sure you get the maximum relief from your debts.

At The Pew Law Center, PLLC, we believe that your life shouldn’t be defined by debt. We have helped hundreds of people just like you find the relief they deserve from harassing bill collectors, paycheck garnishment, foreclosures proceedings, and – most importantly – the constant worry about money and what to do about your debts.

We are a dedicated debt relief law firm. We help people from Phoenix, Mesa, Gilbert, Queen Creek, Chandler, Scottsdale, Apache Junction, Tempe and throughout Arizona file for bankruptcy or work through tough tax problems every day. We can help stop the debt cycle and give you relief from your overwhelming, burdensome, and crushing debt. Please don’t wait another moment. Call us right away – our attorneys will help get you the fresh start you deserve.

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