All times are approximations based upon typical experiences. Yours could vary, so if the timing of your case is critical because you plan to move or some other reason, let us know as early as possible so we can plan around it. Although there is some flexibility, federal court appearance is mandatory. Failure to attend can [...]
If you guessed the biggest source of bankruptcy in America is credit card bills or home mortgages, you are wrong. Many recent studies show medical debt is the biggest cause of bankruptcy in the United States. While Obamacare aims to make medical insurance more affordable, many of us still cannot afford to pay for health insurance [...]
Owing money to the Internal Revenue Service (IRS) can be extremely stressful and intimidating. There are also very real consequences when it comes to owing money to the IRS. This is a federal agency with a lot of power. They can garnish your wages, seize your assets, and even place a lien on your property to [...]
State legislators want to force Arizona drivers to purchase more auto insurance to pay for the injuries and losses they cause to others. According to a report on Tucson.com, the existing law allows individuals to drive a vehicle with insurance that pays for only $15,000 of liability for injuries to any one person in another vehicle [...]
Arizona is taking a small step toward making texting and driving illegal in the state. According to a news report in The Arizona Republic, the proposed Senate Bill 1080 would ban teen drivers from using cell phones for six months after they get their driver's license. Advocates of more stringent distracted driving laws are asking lawmakers [...]
Bankruptcies in Arizona dropped for the sixth straight year in 2016. However, according to a news report in The Arizona Republic, rising debt levels and delinquencies on some loans, including credit cards, are causing concern among many. These are signs, experts say, that the decline in the number of bankruptcies statewide might not be a trend [...]
The federal government and the Washington state Attorney General sued Navient, which was formerly part of Sallie Mae, accusing them of cheating borrowers out of their repayment rights. According to a CNN Money news report, another lawsuit filed by the Illinois Attorney General named both Navient and Sallie Mae. Officials with the Consumer Financial Protection Bureau, [...]
"My bankruptcy is simple." As a Chandler AZ bankruptcy lawyer, these words always make me cringe. I've heard these words time and time again. In fact, I recently heard it from a person who came in to see if bankruptcy was an option. She was adamant that hers was a "simple bankruptcy" because it was "just [...]
Getting out of a mountain of debt can often seem overwhelming, even impossible at times. The road to financial freedom and security may appear arduous, but those goals are within striking distance if you make a firm commitment to living within your means. Becoming debt-free and financially secure is possible with a disciplined plan and sound [...]
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