Considering Bankruptcy? Our Mesa Attorneys Are Here To Help
Did you cancel your Lake Mead family vacation because of spiraling debts at home? Do you wish you could slide away for a weekend to Oak Creek Canyon with family and friends? Do your kids plead for a day at the waterpark? Are finances stopping you from visiting many other sites and recreation areas in the Valley? Is your life on hold because of out-of-control finances?
There is no need to put your family’s future on hold any longer. At the Pew Law Center, our compassionate team of professionals are ready to help you get a fresh financial start. Call us today so we can begin putting our debt relief strategies to work for you.
How Will a Mesa Bankruptcy Attorney Help Me?
• Chapter 7 • Chapter 11 • Chapter 13
The Pew Law Center, PLLC, is a debt relief agency providing bankruptcy representation by the experienced Mesa bankruptcy lawyer Lawrence ‘D’ Pew and his outstanding bankruptcy legal team.
When you seek debt relief assistance from the Pew Law Center, we will explain how our Mesa bankruptcy lawyers will protect your assets and help you achieve a fresh financial start. We will help you get out from under the overwhelming weight of uncontrollable debt. Our attorneys put a stop to creditor harassment once and for all, putting an end to threatening telephone calls and demands for payment.
Are your wages being garnished? Is the mortgage company threatening foreclosure? Is your vehicle being repossessed? Lawrence ‘D’ Pew, your local Mesa bankruptcy attorney, represents clients who face serious financial worries like home foreclosures, repossessions, civil judgments, landlord evictions, and back tax issues.
How Can I Tell If I Need Mesa Tax Attorneys?
The Pew Law Center is a respected tax relief law firm, providing unparalleled tax representation by Arizona tax relief attorney Lawrence ‘D’ Pew. Our accomplished Mesa tax lawyers strategize to formulate plans to successfully minimize the taxes our clients’ owe while protecting their assets from IRS seizure.
Our Mesa tax attorneys appreciate the uniqueness of your circumstances and will negotiate with the IRS on your behalf. We will prepare and file your tax returns for previous years. If you are under investigation or facing audit, your Mesa tax lawyer will be there to represent your interests before the IRS. With personalized tax representation from the Pew Law Center, you can look forward to time with your family again, and a new financial beginning.
Hiring The Best Mesa Tax Lawyers Makes a Difference
When you contact the Pew Law Center, you will be treated with respect, compassion and dignity. Regardless of how long you’ve been struggling with debt. Regardless of how challenging your circumstances are. There is no shame or blame here at the Pew Law Center. We will help resolve all of your debt issues, no matter how complex, so you can begin enjoying time with your family again.
- We provide personalized tax and bankruptcy representation when you need it.
- We offer you a FREE VIP Bankruptcy or Tax Relief Consultation with an experienced Arizona debt relief attorney.
- We offer reasonable rates with manageable payment plans as part of our pre-bankruptcy planning service and tax relief service.
- We custom-tailor our legal services to suit your needs and circumstances.
Chapter 7 versus Chapter 13 Bankruptcy
When you find yourself overwhelmed by credit card or medical debt, or struggling to pay your bills, you may be wondering if bankruptcy is the best solution. One of the big questions you must answer during the process is whether you should file Chapter 7 or Chapter 13. Our experienced Mesa bankruptcy attorneys can help you arrive at that determination.
Chapter 7 and Chapter 13 share a few similarities. In both types of bankruptcies you may be able to keep or exempt similar types of property such as your primary residence, your vehicles and retirement accounts. However, there are a few significant differences between the two as well. In Chapter 7 bankruptcy, you are able to discharge almost all debts and are not required to pay back anything to creditors. On the other hand, Chapter 13 bankruptcy is a way for you to restructure your finances and schedule monthly payments to your creditors – payments that you make for either three of five years depending on your agreement.
So what is the right route for you? Chapter 7 bankruptcy works if you have lower income and don’t have the money to pay your bills. It’s certainly a quick way to discharge your debts and doesn’t require you to commit to a repayment plan. But, to qualify, you must make less than your state’s median income for a household of your family’s size. Once your bankruptcy proceeding is over, your dischargeable debt (credit card balances, medical bills, personal loans, etc.) is wiped out and your get a fresh start.
When you have “disposable income” or money left over after paying your household expenses, you must file for Chapter 13. Also, property is handled differently in a Chapter 13 bankruptcy. The trustee doesn’t sell off your property, but you pay the equivalent value of your nonexempt property to your creditors as part of your repayment plan. So, the more property you own, the higher your monthly payment is likely to be. Once you complete your repayment plan, any outstanding balances on your unsecured debts such as medical bills and credit card balances will be discharged.
Need Help? We’re Here For You
Call to learn more about debt relief through the Pew Law Center, and how we make a real difference in the community by improving people’s lives. You can contact our office anytime to schedule a FREE Consultation with an experienced debt relief attorney. To speak with a member of our legal team, simply call (480) 745-1770 today.
Directions to our Mesa office:
1811 S. Alma School Rd., Ste 260
Mesa, Arizona 85210
Phone: (480) 745-1770