Stop creditors from harassing you by asserting your rights to bankruptcy. An immediate stay goes into effect after the filing. Collection agencies must cease the endless calls. However, many ignore and violate the Fair Debt Collection Practices Act (FDCPA). They continue their over-the-top tactics that keep you from the peace of mind you are entitled to by law.
Our bankruptcy attorneys in AZ will even the odds against you when a creditor will not stop harassing you. We will fight to hold creditors accountable for violating not only federal bankruptcy laws, but also the FDCPA.
You have put up with creditor harassment long enough. You have feared a ringing telephone for far too long. If you live in Phoenix, Mesa, Scottsdale, Chandler, Gilbert, Tempe or the surrounding areas, contact us at 480-745-1506.
If a creditor calls you after a Chapter 7 or Chapter 13 bankruptcy filing, refer them to the Pew Law Center, PLLC. For all of our clients, we ask that they find a way to record conversations with creditors after filing for bankruptcy. Documented evidence of continuing collection actions can help put an end to the harassment.
When Will Creditors Stop Harassing Me?
If you’re considering filing bankruptcy, you know it can be a confusing and overwhelming time. At Pew Law Center we are dedicated to giving our clients the best possible legal guidance through life’s most challenging times. In this series, “Understanding Arizona Bankruptcy,” we will cover a multitude of bankruptcy facts and FAQs – but if you still have questions or concerns please don’t hesitate to contact one of our experienced bankruptcy attorneys for further guidance.
So when will you stop receiving harassing phone calls from bill collectors? The simple answer is that as soon as a bill collector or creditor is informed that you have filed for bankruptcy protection, they must stop all efforts to collect money from you.
In practice, the court will mail an official notice to all of your creditors – but this could take a few weeks. In the meantime, you can tell each creditor individually, making sure to give them your bankruptcy case number assigned by the Bankruptcy Court.
In some cases, you may want to involve your bankruptcy attorney, especially if a lawsuit is pending over one or more of your debts. If a creditor still attempts to collect money from you after they have been informed of your bankruptcy protection, they may be subject to court action including sanctions.
At Pew Law Center, we believe that your life shouldn’t be defined by debt. We have helped hundreds of people just like you find the relief they deserve from harassing bill collectors, paycheck garnishment, foreclosures proceedings, and – most importantly – the constant worry about money and what to do about your debts.
We are a dedicated debt relief law firm. We help people from Phoenix, Mesa, Gilbert, Queen Creek, Chandler, Scottsdale, Apache Junction, Tempe and throughout Arizona file for bankruptcy or work through tough tax problems every day. We can help stop the debt cycle and give you relief from your overwhelming, burdensome, and crushing debt. Please don’t wait another moment. Call us right away – our attorneys will help get you the fresh start you deserve.
Holding Creditors Accountable for FDCPA Violations
The Fair Debt Collection Practices Act exists to protect consumers from aggressive collection tactics, prior to and following a bankruptcy filing. Violations of the FDCPA have severe consequences.
Get Help Today
For more information or to schedule a FREE VIP Bankruptcy Consultation regarding creditor harassment and possible violations of the Fair Debt Collection Practices Act, please contact us today at 480-745-1506.