Are uncontrolled debts stealing time away from the activities you once enjoyed with your family? Have you taken your spouse to a performance at ASU’s Grady Gammage Memorial Auditorium recently? When was the last time you visited the Tempe Historical Museum or took a stroll through the Mill Avenue District? Is your life on hold indefinitely because of escalating financial problems? Have you considered filing for bankruptcy but don’t know who to trust or where to turn for legal advice?
When you come to the Pew Law Center with your debt problems, we will explain how our Tempe bankruptcy lawyers can help you and your family protect your assets and overcome your debt. Imagine how pleasant life will be without mounting expenses, unpaid bills, unreasonable interest rates, and excessive penalties on late payments. We will protect your rights and put an end to relentless harassment by creditors and collection agencies.
Have you or your spouse lost a job or experienced a wage reduction? Do you have burdensome medical expenses and ongoing health problems? Are you being threatened with foreclosure? Is your lender about to repossess your vehicle? We represent Tempe residents each and every day. Helping people who face an insurmountable debt-load rooted in medical expenses, back tax liabilities, wage garnishments, credit card debts, landlord evictions, home foreclosures, civil money judgments, vehicular repossessions, delinquent student loans, and much more.
If you are filing for Chapter 7 in Arizona, you can keep all property, which the law says is “exempt” from creditor claims. When you attempt to determine whether property is exempt, you must consider a few things. The value of the property is not the price at which you purchased it, but what it’s worth now. For example, if you purchased your car five years ago, you need to look at its Kelley Blue Book value to truly understand what it’s worth today. Similarly with a home, you would only look at what your equity in the home is if you sell it, as opposed to the total value of the home. In a Chapter 13 case, you can keep all your property if your plan meets the requirements of the law.
If you are filing Chapter 7, this is true, with a few exceptions. You may not be able to discharge:
Yes, there is life after bankruptcy, contrary to what many people think. In fact, bankruptcy gives you the time and space to reorganize your finances and get that all-important fresh start. After your debts are discharged and your bankruptcy proceeding is complete, you can still use a debit card for your expenses. The law prohibits governmental agencies and private employers from discriminating against you because you filed for bankruptcy. Those who file bankruptcy also find that their credit score improves within a year compared to someone who might not have done that and continues to be saddled with overwhelming debt.
The Pew Law Center, PLLC, is also your tax relief law firm, providing comprehensive tax relief representation by Tempe tax attorney Lawrence ‘D’ Pew. Our accomplished Tempe tax lawyers devise the best approach to minimizing any past due taxes, while protecting your assets from IRS seizure and auction.
Once you take care of your tax issues, you’ll be able to enjoy much needed stress-free time with your family. Our Tempe tax attorneys will prepare and file your tax returns and, should you owe back taxes, negotiate a reasonable settlement agreement with the IRS that can really help you get ahead. If you are under investigation or have been notified of an audit, your Tempe tax lawyer will be there for you, advocating your interests and protecting your taxpayer rights from IRS overreaching.
From the moment of your first call to the completion of your case, our team of professionals will always respond to your inquiries and concerns in a respectful way. Whatever circumstances brought the financial troubles you are now suffering with, at the Pew Law Center there is no shame or blame. If you’re in Tempe or a near by city we are happy to help. We will resolve all of your debt issues, through bankruptcy or through tax advocacy, so you can regain some much-needed peace of mind.
To learn how the Pew Law Center can make a positive difference in your life, contact our office to schedule a FREE Consultation with an experienced debt relief attorney. To speak with an bankruptcy lawyers in Arizona, just call us today at (480) 745-1770.
Pew has been an awesome firm to work with. They are very sensitive, even through a bankruptcy that was complicated by a decision to divorce in the middle of it. They are rofessional and efficient, but equally personable and a joy to work with. I could not ecommend them more highly!
Call (480) 745-1770 or fill out our contact form to get help from compassionate professionals. Stop worry and get help today.