Understanding Arizona Bankruptcy: How Long Does a Bankruptcy Stay on my Record?

If you’re considering filing bankruptcy, you know it can be a confusing and overwhelming time. At The Pew Law Center, PLLC we are dedicated to giving our clients the best possible legal guidance through life’s most challenging times. In this series, “Understanding Arizona Bankruptcy,” we will cover a multitude of bankruptcy facts and FAQs – but if you still have questions or concerns please don’t hesitate to contact one of our experienced bankruptcy attorneys  for further guidance.

Many people are worried about how long a bankruptcy will stay on their record. Some are concerned about their credit scores, others want to buy a house or rent an apartment, and still other are worried that their bankruptcy might turn up in an employee screening. Most are concerned about all three.

Of course, there is life after bankruptcy, and if you are careful with your credit after you file, you will be able to get a job, a credit card and even purchase a house one day. Generally, the older the bankruptcy is, and the more positive credit items on your report, the more favorably others will view your credit report.

And the really good news is that a bankruptcy does eventually get stricken from your credit report permanently. Chapter 13 bankruptcy stays on your credit report for seven years. A chapter 7 bankruptcy stays on your report for up to ten years. To decide which form of bankruptcy is right for you, check with an experienced Mesa Arizona bankruptcy attorney for advice.

At The Pew Law Center, PLLC, we believe that your life shouldn’t be defined by debt. We have helped hundreds of people just like you find the relief they deserve from harassing bill collectors, paycheck garnishment, foreclosures proceedings, and – most importantly – the constant worry about money and what to do about your debts.

We are a dedicated debt relief law firm. We help people from Phoenix, Mesa, Gilbert, Queen Creek, Chandler, Scottsdale, Apache Junction, Tempe and throughout Arizona file for bankruptcy or work through tough tax problems every day. We can help stop the debt cycle and give you relief from your overwhelming, burdensome, and crushing debt. Please don’t wait another moment. Call us right away – our attorneys will help get you the fresh start you deserve.